Metromile easily allows you to adjust your coverage levels and add on additional coverage to generate new insurance quotes on the spot. It allows them to save more. “Both CoverHound and Metromile are working to make insurance a more innovative industry, and each company has unique product offerings that it brings to the table.
With these resources, Safeco offers more discount options though it does not provide the extremely low premiums that Metromile can offer for the occasional driver. However, Metromile car insurance customers will find that it does not offer many additional coverage options typically found with larger car insurance carriers. There are lots of drivers that may fall into this category, such as college students, retirees, stay-at-home parents, and people that work from home, as well as drivers with short commutes or convenient public transportation options.
Metromile’s pitch is that traditional car insurance companies may be overcharging low-mileage drivers. Streamlined claims process: Metromile’s AI can help walk policyholders through the claims process, as well as locate nearby repair shops after an accident and reserve vehicles if they have rental car coverage. This coverage also covers any legal defense and child safety seats if the child was in it at the time of the accident. Personal Injury Protection (PIP): This coverage is only available in certain states and provides broad protection for medical costs, lost wages, loss of essential service normally provided by the injured person (child care or housekeeping) and funeral costs.