Uninsured Bodily Injury (UBI): Pays for injuries if (up to the coverage limit) the insured person and/or other passengers in the vehicle were injured as the result of an accident where the other party is at-fault and is uninsured. Pays for your medical expenses (e.g., x-rays, surgeries) for injuries sustained during a car accident, regardless of who is at fault.
Pays for your medical expenses (e.g., x-rays, surgeries), lost wages and funeral fees as a result of a car accident, regardless of who is at fault. 2. If your pet passes away while inside your vehicle due to a covered auto claim, you can claim a $1,000 death compensation minus any veterinary expenses. Streamlined claims process: Metromile’s AI can help walk policyholders through the claims process, as well as locate nearby repair shops after an accident and reserve vehicles if they have rental car coverage.
Metromile, unlike other insurance companies, applies a unique method known as a usage-based approach to car insurance. Metromile, like most insurers, offers similar basic car insurance coverages. These coverages include the usual liability coverage, personal injury protection, uninsured motorist coverage, medical payments coverage, and collision and comprehensive coverage. Metromile quoted our sample California driver that drives 3,000 miles annually for a policy with minimum coverage requirements for liability insurance plus collision and comprehensive coverage at $100 per month plus 20.7ยข per mile.